Real Estate Investing 101

This article will cover some of the basics of Real Estate Investing, for an investor who is a beginner in acquiring investment property. In essence, we will act as investment advisors on the subject of how to buy a house. We will discuss locating property, as well as real estate forms that home buyers need when they buy a property.

Finding the right investment properties is one of the most important decisions that a real estate investor will have to make. There are several ways that an investor can do a property search. With today’s technology, the internet can play a big role in helping a home buyer do a property search. One way is to use the web to find an online auction where buyers can find deals on houses. There are also free websites that investors can use to search for property. You can also do it the old fashion way, and use your newspaper to look for a house. Next; realtors will be more than happy to help you find an investment property, if you want to pay the fee and don’t want to do it or don’t have the time to look for the house yourself.

Making sure you use legal real estate forms is another important step when it comes to buying investment property. The first thing you want to do as an investor is to sign a sales contract or contract for deed, just be sure to put a clause in saying “contingent upon buyers approval of inspection.” There are a few ways home buyers can get these forms. A great way is to find legal online forms. You can sometimes find real estate forms in a kit, that would contain a quit claim deed, contract for deed, sales contract, and every other form that a real estate investor would need.

In closing, as an investor you are going to need a lot of real estate investing information. I have just touched on a couple of important things that real estate investors need to know. First, the investment property you purchase will be the most important decision you make as a real estate investor. Another major step is selling your property. My website will connect you to a FREE PROPERTY LISTING SITE that the Wall Street Journal was quoted as calling "Favorite Website". Lastly, always make sure that the real estate forms you use are legal forms.

Zach Kling is a Real Estate Investor and Entrepreneur online and off, as well as writes Real Estate and Business related articles. You can learn more by visiting my website: Vital Resources For Real Estate Investors

Look What's Happening to Real Estate -No Commission!

Look What's Happening to Real Estate -No Commission! by DEBBY VARTY
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NEW COMPANY IN DURHAM SAYS “YOU CAN SELL YOUR OWN HOME AND SAVE

THOUSANDS”From constantly-adjusting global markets to staggering technological advances,

our daily lives are changing quickly. We now have Internet Access in virtually every home, web

enabled cell phones, and email replacing traditional mail. The Real Estate market is

also changing, as the ability to promote and market homes is more and more

technology driven. A new Real Estate Marketing firm in Durham is anxious to promote

these technologies. “The process of selling your home is nothing like it was in the

past,” says Debby Varty of I.M. For Sale By Owner. “Today’s consumer has more Tools

at his or her disposal: being able to view a wider range of properties, see their

special features, and research areas where they would like to live. All this

information and much more is available on the web. The file cabinets of the past are

now freely available to anyone with an internet browser”. This also gives you

Options When Selling Your Home. “It just doesn’t make any sense to spend over $10,000

to sell your home in today’s world”. That would be the cost to sell a home worth

$200,000 using a traditional agent. On a $300,000 home, we can save you over 90

percent. Who wouldn’t be interested in a 90 Percent Saving?” While there are

several “sell it yourself” companies now on the market, Debby believes the I.M. For

Sale By Owner system with its innovative features best takes advantage of

today’s ‘techno-marketplace’. “Take the Talking House for example. We can put a

small transmitter in your home, and broadcast a never-ending commercial promoting

the features of your home 24 hours a day”. A lawn sign invites drivers to tune in to

a clearly labeled station on their car radio. They will hear your pre-recorded

message from in front of your home. “It’s like having a salesman at the curb

stopping every car that goes by.” If potential buyers have a web-enabled cell phone,

they can access a direct link to your home, and view correctly adjusted photos of

the inside of your home and of your backyard on their cell phone. Again, right from

your curb. A potential buyer can simply drive by your home and get not only a

professional audio presentation of all its features, but images as well. “To have

that kind of information at their fingertips in our busy lives is a huge time-saver

for homebuyers”. They can then go home and log in to the website and see high colour

images with audio voice-over, 360 degree panoramas, maps to the property and

more. “We can offer everything an agent can offer. We promote your home on multiple

websites and provide printable feature sheets, comparables in your area, and open

house assistance. All this at a fraction of the cost, and it’s 100% guaranteed”.

That’s why we like to say, “Selling your home? Let your home sell itself. You have

absolutely nothing to lose, and possibly tens of thousands of dollars to gain”.

Efficient Markets Theory by ROBERT BELL

The efficient markets theory is the idea that speculative asset prices always incorporate the best information about fundamental values and that prices change only because new information enters the market and investors act in an appropriate, rational manner with regards to this information. This idea dominated academic fields in the early 1970s. Efficient markets theory is an elegant attempt to tether asset prices to fundamentals through the common-sense notion that people would not behave in irrational ways with their money in financial markets. This theory is encapsulated by the "Value Investment" paradigm prevalent in much of the investment community.

In an efficient market, prices are tethered to perceived fundamental valuations. If prices fall below the market's perception of fundamental value, then buyers will enter the market and purchase the asset until prices reach their perceived value. If prices rise above the market's perception of fundamental value, then sellers will enter the market to sell the asset at inflated prices.

Efficient markets theory explains the majority of market behavior, but it has one major flaw which renders it inoperable as a forecasting tool: it does not explain those instances when prices become very volatile and detach from their fundamental valuations. This becomes painfully obvious when adherents to the theory postulate new metrics to justify fundamental valuations that later prove to be completely erroneous. The failed attempts to explain anomalies with the efficient markets theory lead to a new paradigm: behavioral finance theory.Lawrence Roberts is the author of The Great Housing Bubble: Why Did House Prices Fall? Learn more and get FREE eBooks at: http://www.thegreathousingbubble.com/ Read the author's daily dispatches at The Irvine Housing Blog: http://www.irvinehousingblog.com/ Visit Efficient Markets Theory.

Are Bank Owned Home Investments a Wise Investment Choice?

You've decided to make a bank owned home investment. Do you know where to look for listings? Getting a bank owned property can be a very good move, but you want to make sure you have done your research on the property and are comfortable, especially if you're going to be living in it yourself.

A bank owned home is also called an REO property. This is a property that's been foreclosed on and could not sell through an auction. So now the bank who had the original mortgage owns the property and they are trying to get rid of it. Keep in mind that banks do not want to be in the real estate business. Many banks have websites listing all their bank owned home investments. To come up with a selling price, the bank that holds the note will add up the expenses that it incurred in getting the property, the remaining primary mortgage amount and any secondary liens. Depending on the circumstances, it could be well under market value.

Before you plunk down your hard earned cash, get some information about the home. Why didn't it sell at auction? It is easier to do an in depth inspection once a property becomes a bank owned home investment. Make sure you do this with someone who knows about home repair. You want to have a good idea of what it will cost you to get the property to the point where you can resell, rent or live in it. Add up your potential expenses and come up with your price for the property. Many banks now use outside real estate agents to close the deals so you wont have to deal with a banker who has limited knowledge about the home and surrounding market.

After you feel comfortable with the idea of getting into bank owned home investments, you need to find listings. You can get both at Real Estate - Get In The Know

Get In The Know now about real estate investing, buying and selling property and foreclosures.

Article Source: http://EzineArticles.com/?expert=Reese_Evans

Real estate Investing - What you need to know

Start with Research


A lot of Real Estate Gurus selling products would have you believe that Real Estate investing is the easiest thing in the world. You just buy their product, and you will be a millionaire overnight. Now, I am not saying that Real Estate investing is as hard as being an Astrophysicist, but there are some things that you will need to know.

The first thing is you need to have a plan. An important part of that plan should be, to always work on getting as much Knowledge in the Real Estate Market as you possibly can. At the same time you will need to set financial goals, and set a realistic time frame in which to achieve them. You should also determine whether you are going to buy property to wholesale to other investors, to fix up and resell at retail, or hold on to for the long term and rent. This will help you stay focused.


Should you only invest in the city?


Some rural areas are experiencing tremendous amounts of growth. Some of this growth is coming from families with small children as well as retirees. These people consider the country a safer place to live. However, there are places where the population is in decline. This is where market research will come in to play. You want to make sure that people are still moving to that area when it comes time for you to sell your property.

Usually there aren't as many properties available in rural areas as there are in the city, especially in the booming areas. So, if you are going to invest in those areas you need to be up on your research, and be ready to take action when you come across a good investment. A good deal won't be available for long. Keep in mind it could take longer to sell a property in the country than it does in the city. A good idea would be to advertise in the city or cities nearby as well as the rural area the house is in.


Should you buy in a bad economy?


Most seasoned Real Estate Investors would say that a bad economy is the perfect time to buy. The economy is like a seesaw it goes up and it comes down, and like a seesaw it will go back up again. The thing to know about buying in a bad economy is that you can find incredible deals.

There are several reasons for these incredible deals. Sometimes it is a dual income family and one person loses their job, so they are no longer able to afford the mortgage payment. There are also REO's which stands for "Real Estate Owned", in other words they are homes the bank had to foreclose on. Since the banks are in the business of lending money and not being landlords you can usually get these properties at a steep discount. The point is, that during a bad economy there are a lot of good deals available, but always remember to do your research and have a plan.

Zach Kling writes Real Estate and Business related articles, as well as being an entrepreneur on-line and off. For more Information and Resources, please visit my website: Resources For Investing In Rental property And New Real Estate Investors

Real Estate Investment Properties - What to Consider

Owning an investment property is a big decision, and one that requires a lot of thought. Before investing in a property, consider how long you are going to own it and what type of property you want. Once these decisions are made, work out the financial aspect and you will be ready to invest.
How long are you going to own it? Remember that, the longer you own a property, the more you will need to do in terms of repairs. If it is a short-term investment, you will only need to do repairs that will yield a higher selling price when it is time to move on. Long-term properties can provide a helpful second income and will give you the ability to ride out the market during its highs and lows. In contract, a short-term investment can provide a larger sum of money more quickly when the property is sold.
You will also need to determine what kind of rental property you would like to buy. Residential or commercial? Single family or multi unit? Each of these will come with its own drawbacks and rewards which need to be carefully considered. You will spend a lot of time on this venture, so make sure you take the time to think through the different types of properties and determine what would best suit you.
Once you have determined what kind of property you would like, and what timeframe you are looking at, look at the financial aspect. Ensuring that you don't pay too much for the property upfront ensures that you will get the largest profit possible when it is time to sell. Research the market and comparable properties in the area to determine what your offer should be.
Now that you have the property type, and purpose covered, and have the financial aspect taken care of, you have taken care of the bulk of the decisions. Now it is time to find that perfect property and invest.If you are looking for a massive collection of free checklists for buying, selling and renting plus a huge portfolio free investor forms and in both PDF and MS Word for you to use as is or edit for your own real estate investing business, then check out these free resources for Real Estate Investing.
Article Source: http://EzineArticles.com/?expert=Wolfgang_O

Real Estate Investment - Has Home Flipping Become a High Risk Business?

Previously referred to as "rehabbing", the popularity of "flipping" property for quick profits has become a popular topic for discussion and conjecture.
Builders, entrepreneurs and handyman homeowners have used this method with great success for many years by purchasing distressed or foreclosed homes, making repairs and upgrading and then reselling them.
The recent trend to flipping may be driven by television shows that highlight the trials, tribulations and successes of such renovations. In the past few years even unskilled investors have been able to profit by hiring contractors and buying and selling in areas where housing prices were rising rapidly.
In the past two years, many of these investment homes have joined family residences on the foreclosure lists. Buyers too often relied on high interest, short term equity loans or constructions loans to finance renovations. Without the knowledge to do the physical labor themselves, buyers have found their projections of time required to complete the project to be unrealistic.
The high cost of good contractors and the unreliability of cheap contractors have combined with falling home values and a tightened mortgage market have ended the dreams of many wannabe house flippers. While some investors simply ran out of money before the work was completed, others realized they could never recoup the money spent to improve the property and realize a profit, too. For many it has been easier to just walk away.
For some transitional neighborhoods, the result has been a further decline in neighborhood property values as partially remodeled (and uninhabitable) homes become available as foreclosure sales. Instead of the outdated home for sale on their street, homeowners may see a partially demolished property on a lot littered with construction debris.
There is a human toll as well. Though smart investors understand the necessity of forming a business to protect their personal assets, many people jumped into a property purchase using their personal credit as a guarantee for the loan. For them, the economics of an inability to successfully renovate and resell a property quickly escalated into a personal financial crisis.
Property flipping is not for the faint of heart (or the low of budget). Though the foreclosure crisis may be a boon for investors able to buy and hold properties until the market improves, it is critical to have the knowledge of where to buy and what price the market will bear.
For newer entrepreneurs with visions of quick profit, the risk has increased dramatically. Only those with the expertise to do some of the work and the money to carry the property for an indefinite period of time should even consider trying their hand at property flipping in the current housing market.Visit http://SolvingCreditProblems.com for up to day information on foreclosures, credit problems and solutions to the current credit card crisis. Knowledge is power at Solving Credit Problems
At SolvingCreditProblems.com, author Trace Morgan provides accurate information to help those facing financial crisis....Article Source: http://EzineArticles.com/?expert=Trace_Morgan